All Posts Tagged With: "FIIG Securities"

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Stargate launches Mortgage Software for iPad

In another industry first, the Stargate Group today released the only Fact Find Tool for Brokers built specifically for the Apple iPad.

The application, called “eFind™” enables mortgage brokers to electronically complete their Client Needs Analysis interview with a prospective borrower anywhere and at any time.

eFind™ represents a fundamental shift in the way that mortgage professionals work. By empowering brokers to be at the cutting edge of technology with easy to use software, we can finally begin to embrace new ways of doing business

By taking advantage of the fastest growing technology segment in the market today, the release of eFind™ will enable brokers to eliminate the use of paper forms to capture a client’s information and can instead utilise their iPad to capture financial information, loan requirements and borrowing objectives.

eFind™ will assist Brokers in reducing the cumbersome data collection process to meet NCCP compliance requirements and with the provision of CRM integration tools, will eliminate all double entry of borrower information.

Brokers can now provide a more meaningful point of sale service to prospective borrowers enabling the selection of a preferred home loan based on current live data.  Borrowers can search for their most appropriate home loan from over 1000 loan products provided by more than 40 lenders.

For more information about eFind, go to www.e-find.com.au

Stargate launches Mortgage Software for iPad

In another industry first, the Stargate Group today released the only Fact Find Tool for Brokers built specifically for the Apple iPad.

The application, called “eFind™” enables mortgage brokers to electronically complete their Client Needs Analysis interview with a prospective borrower anywhere and at any time.

eFind™ represents a fundamental shift in the way that mortgage professionals work. By empowering brokers to be at the cutting edge of technology with easy to use software, we can finally begin to embrace new ways of doing business

By taking advantage of the fastest growing technology segment in the market today, the release of eFind™ will enable brokers to eliminate the use of paper forms to capture a client’s information and can instead utilise their iPad to capture financial information, loan requirements and borrowing objectives.

eFind™ will assist Brokers in reducing the cumbersome data collection process to meet NCCP compliance requirements and with the provision of CRM integration tools, will eliminate all double entry of borrower information.

Brokers can now provide a more meaningful point of sale service to prospective borrowers enabling the selection of a preferred home loan based on current live data.  Borrowers can search for their most appropriate home loan from over 1000 loan products provided by more than 40 lenders.

For more information about eFind, go to www.e-find.com.au

Stargate launches Mortgage Software for iPad

In another industry first, the Stargate Group today released the only Fact Find Tool for Brokers built specifically for the Apple iPad.

The application, called “eFind™” enables mortgage brokers to electronically complete their Client Needs Analysis interview with a prospective borrower anywhere and at any time.

eFind™ represents a fundamental shift in the way that mortgage professionals work. By empowering brokers to be at the cutting edge of technology with easy to use software, we can finally begin to embrace new ways of doing business

By taking advantage of the fastest growing technology segment in the market today, the release of eFind™ will enable brokers to eliminate the use of paper forms to capture a client’s information and can instead utilise their iPad to capture financial information, loan requirements and borrowing objectives.

eFind™ will assist Brokers in reducing the cumbersome data collection process to meet NCCP compliance requirements and with the provision of CRM integration tools, will eliminate all double entry of borrower information.

Brokers can now provide a more meaningful point of sale service to prospective borrowers enabling the selection of a preferred home loan based on current live data.  Borrowers can search for their most appropriate home loan from over 1000 loan products provided by more than 40 lenders.

For more information about eFind, go to www.e-find.com.au

Stargate launches Mortgage Software for iPad

In another industry first, the Stargate Group today released the only Fact Find Tool for Brokers built specifically for the Apple iPad.

 

The application, called “eFind™” enables mortgage brokers to electronically complete their Client Needs Analysis interview with a prospective borrower anywhere and at any time.

 

eFind™ represents a fundamental shift in the way that mortgage professionals work. By empowering brokers to be at the cutting edge of technology with easy to use software, we can finally begin to embrace new ways of doing business

 

By taking advantage of the fastest growing technology segment in the market today, the release of eFind™ will enable brokers to eliminate the use of paper forms to capture a client’s information and can instead utilise their iPad to capture financial information, loan requirements and borrowing objectives.

 

eFind™ will assist Brokers in reducing the cumbersome data collection process to meet NCCP compliance requirements and with the provision of CRM integration tools, will eliminate all double entry of borrower information.

 

Brokers can now provide a more meaningful point of sale service to prospective borrowers enabling the selection of a preferred home loan based on current live data.  Borrowers can search for their most appropriate home loan from over 1000 loan products provided by more than 40 lenders.

 

For more information about eFind, go to www.e-find.com.au

Borrowers Not Aware of Lenders Mortgage Insurance Costs

Loan Market continues to see lenders mortgage insurance (LMI) as a continuing source of confusion for first time buyers.

While interest rates will always be an issue for borrowers, it is unanticipated extra expenses such as LMI that often causes potential borrowers to adjust their plans..

Loan Market corporate spokesperson Paul Smith said borrowers with minimal deposits could pay several thousand dollars in LMI charges.

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RBA Providing some stability with rate stance

The Reserve Bank of Australia (RBA) is providing some stability to Australian consumers battling cost of living increases and an uncertain economic climate by leaving official interest rates alone, says leading mortgage broker Loan Market.

Loan Market Chief Operating Officer Dean Rushton said the central bank now looked likely to keep the cash rate at 4.75 per cent for the entire year.

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Massive leap in fixed rate loans as first home buyers return to market

Fixed rate home loans rose sharply in popularity in September, as first home buyers returned strongly to the market, especially in New South Wales and Western Australia.

The AFG Mortgage Index, published today by AFG, shows that 16.6% of all new home loans processed in September were fixed rate loans, compared to 9.4% the month before, and even lower figures for most of 2011.

The last time fixed rate loans were so popular was in April 2008 when they comprised 18.4% of the product mix.

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Class action against ANZ underway

By Mike Hedge

Seven centuries of legal precedent stand behind a bid to stop Australian banks charging customers exorbitant penalties for late payments or overspending on their credit accounts.

In Australia’s largest class action, 34,000 ANZ customers are seeking to stop the bank charging what they say are excessive dishonour fees.

It is estimated the action could potentially involve anyone with a bank account and could rip billions of dollars from the bottom lines of Australia’s banks.

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Tax must reflect unique economy

Treasurer Wayne Swan has told a tax forum that Australia is a "pretty unique" economy and the tax system needed to reflect that.

"We are relatively isolated from the world in a geographical sense," he told delegates attending the two-day tax summit at Canberra’s Parliament House on Tuesday.

Yet few countries adopted imported technology and fashions as readily as Australia, he said.

"Our people are distributed right across the nation, yet we are one of the most urbanised countries in the world."

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First home buyers to put their stamp on the market

First home buyer activity is increasing as they are poised to make a strong return to the real estate market, according to leading mortgage broker Loan Market.

New South Wales is leading the national surge as first time buyers there move quickly to beat the loss of stamp duty concessions at the end of the year.

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Is now the time to consider a new home loan?

Stamp duty exemptions: The end of an era for NSW first home buyers.

The NSW government recently announced that from January 1, 2012 stamp-duty exemptions for first home buyers will no longer apply for people who buy existing properties.

The government aims at boosting construction of new homes therefore first home buyers will have stamp duty payments waived only on purchases of new and off-the-plan properties for less than $500,000 with partial exemptions available for new properties valued between $500,000 and $600,000.

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Borrowers Not Aware of Lenders Mortgage Insurance Costs

Loan Market continues to see lenders mortgage insurance (LMI) as a continuing source of confusion for first time buyers.

While interest rates will always be an issue for borrowers, it is unanticipated extra expenses such as LMI that often causes potential borrowers to adjust their plans..

Loan Market corporate spokesperson Paul Smith said borrowers with minimal deposits could pay several thousand dollars in LMI charges.

Full Story