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	<title>Lending Central &#187; Consumer</title>
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	<link>http://www.lendingcentral.com</link>
	<description>The first word in mortgage news</description>
	<pubDate>Wed, 17 Mar 2010 03:04:01 +0000</pubDate>
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		<title>Fixed loans fall for fifth straight month, RBA might pause</title>
		<link>http://www.lendingcentral.com/2010/03/16/fixed-loans-fall-for-fifth-straight-month-rba-might-pause/</link>
		<comments>http://www.lendingcentral.com/2010/03/16/fixed-loans-fall-for-fifth-straight-month-rba-might-pause/#comments</comments>
		<pubDate>Tue, 16 Mar 2010 11:15:59 +0000</pubDate>
		<dc:creator>LC Team</dc:creator>
		
		<category><![CDATA[Broker News]]></category>

		<category><![CDATA[Consumer]]></category>

		<category><![CDATA[Economics]]></category>

		<category><![CDATA[Lender News]]></category>

		<category><![CDATA[Commsec]]></category>

		<category><![CDATA[Demand]]></category>

		<category><![CDATA[Fixed Rate Home Loans]]></category>

		<category><![CDATA[Interest Rate]]></category>

		<guid isPermaLink="false">http://www.lendingcentral.com/?p=3542</guid>
		<description><![CDATA[New data showing weak lending finance is evidence of an economy slowing after the government stimulus has worn off and could spare borrowers an April interest rate rise, economist says.
Total personal finance commitments fell 1.5 per cent in January, seasonally adjusted, to $6.921 billion, from $7.028 billion in December, the Australian Bureau of Statistics (ABS) [...]]]></description>
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		<title>RBA a &#8220;reluctant regulator&#8221; of credit card fees</title>
		<link>http://www.lendingcentral.com/2010/03/15/rba-a-reluctant-regulator-of-credit-card-fees/</link>
		<comments>http://www.lendingcentral.com/2010/03/15/rba-a-reluctant-regulator-of-credit-card-fees/#comments</comments>
		<pubDate>Mon, 15 Mar 2010 00:19:43 +0000</pubDate>
		<dc:creator>LC Team</dc:creator>
		
		<category><![CDATA[Consumer]]></category>

		<category><![CDATA[Economics]]></category>

		<category><![CDATA[Credit Card Fees]]></category>

		<category><![CDATA[Credit Card Regulation]]></category>

		<category><![CDATA[RBA]]></category>

		<guid isPermaLink="false">http://www.lendingcentral.com/?p=3538</guid>
		<description><![CDATA[The Reserve Bank of Australia (RBA) says it is a &#8220;reluctant regulator&#8221; of credit cards while leaving the door open to force providers to reduce interchange fees.
In a speech on Monday RBA Assistant Governor Malcolm Edey said he was not in a position to predict what the RBA board&#8217;s next decision on credit card fee [...]]]></description>
		<wfw:commentRss>http://www.lendingcentral.com/2010/03/15/rba-a-reluctant-regulator-of-credit-card-fees/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Signs of pick-up in credit card debt as economy improves</title>
		<link>http://www.lendingcentral.com/2010/03/14/signs-of-pick-up-in-credit-card-debt-as-economy-improves/</link>
		<comments>http://www.lendingcentral.com/2010/03/14/signs-of-pick-up-in-credit-card-debt-as-economy-improves/#comments</comments>
		<pubDate>Sun, 14 Mar 2010 11:08:31 +0000</pubDate>
		<dc:creator>LC Team</dc:creator>
		
		<category><![CDATA[Consumer]]></category>

		<category><![CDATA[Economics]]></category>

		<category><![CDATA[Australian Economic Conditions]]></category>

		<category><![CDATA[Credit Card Debt]]></category>

		<category><![CDATA[RBA]]></category>

		<guid isPermaLink="false">http://www.lendingcentral.com/?p=3537</guid>
		<description><![CDATA[There are signs that consumer borrowing is rising in response to better economic conditions.
Of course, too much debt can be a bad thing, as the global finance crisis reminded us all.
But a willingness to take on debt can be an important indicator for the strength of the spending that drives the economy along, generating jobs [...]]]></description>
		<wfw:commentRss>http://www.lendingcentral.com/2010/03/14/signs-of-pick-up-in-credit-card-debt-as-economy-improves/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Greater Building Society to offer home loans at lower rate than big four</title>
		<link>http://www.lendingcentral.com/2010/03/14/greater-building-society-to-offer-home-loans-at-lower-rate-than-big-four/</link>
		<comments>http://www.lendingcentral.com/2010/03/14/greater-building-society-to-offer-home-loans-at-lower-rate-than-big-four/#comments</comments>
		<pubDate>Sun, 14 Mar 2010 11:00:08 +0000</pubDate>
		<dc:creator>LC Team</dc:creator>
		
		<category><![CDATA[Consumer]]></category>

		<category><![CDATA[Lender News]]></category>

		<category><![CDATA[2010 Interest Rates]]></category>

		<category><![CDATA[Great Building Society]]></category>

		<guid isPermaLink="false">http://www.lendingcentral.com/?p=3536</guid>
		<description><![CDATA[Greater Building Society says it will begin providing home loans at a lower rate than the big four banks, as it seeks to lure away regional customers.
Greater, which has the largest branch network of any building society in Australia, will start providing home loans from Monday and is establishing operations in Townsville as part of [...]]]></description>
		<wfw:commentRss>http://www.lendingcentral.com/2010/03/14/greater-building-society-to-offer-home-loans-at-lower-rate-than-big-four/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Banks keep 85pct of RBA rate gains from credit card customers</title>
		<link>http://www.lendingcentral.com/2010/03/11/banks-keep-85pct-of-rba-rate-gains-from-credit-card-customers/</link>
		<comments>http://www.lendingcentral.com/2010/03/11/banks-keep-85pct-of-rba-rate-gains-from-credit-card-customers/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 12:35:11 +0000</pubDate>
		<dc:creator>LC Team</dc:creator>
		
		<category><![CDATA[Consumer]]></category>

		<category><![CDATA[Economics]]></category>

		<category><![CDATA[Lender News]]></category>

		<category><![CDATA[Credit Cards]]></category>

		<category><![CDATA[Interest Rates]]></category>

		<guid isPermaLink="false">http://www.lendingcentral.com/?p=3533</guid>
		<description><![CDATA[Movements on credit card interest rates by the big four banks over two years show banks have kept 85 per cent of the net benefit gained from the Reserve Bank of Australia&#8217;s (RBA) interest rate cuts.
By March 1 the net impact of the RBA&#8217;s movements in the official cash rate over the last two years [...]]]></description>
		<wfw:commentRss>http://www.lendingcentral.com/2010/03/11/banks-keep-85pct-of-rba-rate-gains-from-credit-card-customers/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Consumer confidence holds steady despite rate rise, survey</title>
		<link>http://www.lendingcentral.com/2010/03/11/consumer-confidence-holds-steady-despite-rate-rise-survey/</link>
		<comments>http://www.lendingcentral.com/2010/03/11/consumer-confidence-holds-steady-despite-rate-rise-survey/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 12:17:06 +0000</pubDate>
		<dc:creator>LC Team</dc:creator>
		
		<category><![CDATA[Consumer]]></category>

		<category><![CDATA[Economics]]></category>

		<category><![CDATA[Consumer Confidence]]></category>

		<category><![CDATA[RBA]]></category>

		<category><![CDATA[Westpac-Melbourne Institute]]></category>

		<guid isPermaLink="false">http://www.lendingcentral.com/?p=3530</guid>
		<description><![CDATA[The Reserve Bank of Australia&#8217;s (RBA) decision to raise interest rates in this month has failed to dent consumer confidence, a report says.
The Westpac-Melbourne Institute consumer sentiment index rose 0.3 index points in March to 117.3 points, an increase of 0.2 per cent.
The RBA lifted the cash rate 25 basis points to 4.0 per cent, [...]]]></description>
		<wfw:commentRss>http://www.lendingcentral.com/2010/03/11/consumer-confidence-holds-steady-despite-rate-rise-survey/feed/</wfw:commentRss>
		</item>
		<item>
		<title>New Aussie campaign promises to impress on service; or will pay customers $100</title>
		<link>http://www.lendingcentral.com/2010/03/09/new-aussie-campaign-promises-to-impress-on-service-or-will-pay-customers-100/</link>
		<comments>http://www.lendingcentral.com/2010/03/09/new-aussie-campaign-promises-to-impress-on-service-or-will-pay-customers-100/#comments</comments>
		<pubDate>Tue, 09 Mar 2010 11:53:38 +0000</pubDate>
		<dc:creator>LC Team</dc:creator>
		
		<category><![CDATA[Broker News]]></category>

		<category><![CDATA[Consumer]]></category>

		<category><![CDATA[Lender News]]></category>

		<category><![CDATA[Aussie Home Loans]]></category>

		<category><![CDATA[Cash Back]]></category>

		<category><![CDATA[Customer Satisfaction]]></category>

		<category><![CDATA[John Symond]]></category>

		<guid isPermaLink="false">http://www.lendingcentral.com/?p=3526</guid>
		<description><![CDATA[Market leading non-bank financial services group, Aussie, has launched an exciting promise to customers that if they are not impressed by an Aussie broker&#8217;s service they will be paid $100.
The &#8220;Aussie Promise to Impress&#8221; builds on Aussie&#8217;s reputation for offering customers highly personalised mortgage broking service which translates into a better deal by meeting their [...]]]></description>
		<wfw:commentRss>http://www.lendingcentral.com/2010/03/09/new-aussie-campaign-promises-to-impress-on-service-or-will-pay-customers-100/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Triple whammy hits many would-be home buyers</title>
		<link>http://www.lendingcentral.com/2010/03/09/triple-whammy-hits-many-would-be-home-buyers/</link>
		<comments>http://www.lendingcentral.com/2010/03/09/triple-whammy-hits-many-would-be-home-buyers/#comments</comments>
		<pubDate>Tue, 09 Mar 2010 11:35:22 +0000</pubDate>
		<dc:creator>LC Team</dc:creator>
		
		<category><![CDATA[Broker News]]></category>

		<category><![CDATA[Consumer]]></category>

		<category><![CDATA[Lender News]]></category>

		<category><![CDATA[First Home Buyer]]></category>

		<category><![CDATA[Ivan Karamatic]]></category>

		<category><![CDATA[Loan Market Group]]></category>

		<category><![CDATA[Survey]]></category>

		<guid isPermaLink="false">http://www.lendingcentral.com/?p=3524</guid>
		<description><![CDATA[Many would-be home buyers have given up the dream of home ownership, hit by a triple whammy of rising interest rates, tougher lending conditions and an end to the federal government&#8217;s more generous grant.
A survey by mortgage broker Loan Market found 28 per cent of respondents said they had put off their home buying plans [...]]]></description>
		<wfw:commentRss>http://www.lendingcentral.com/2010/03/09/triple-whammy-hits-many-would-be-home-buyers/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Investor demand for housing finance strong in Feb - AFG</title>
		<link>http://www.lendingcentral.com/2010/03/09/investor-demand-for-housing-finance-strong-in-feb-afg/</link>
		<comments>http://www.lendingcentral.com/2010/03/09/investor-demand-for-housing-finance-strong-in-feb-afg/#comments</comments>
		<pubDate>Tue, 09 Mar 2010 11:32:40 +0000</pubDate>
		<dc:creator>LC Team</dc:creator>
		
		<category><![CDATA[Broker News]]></category>

		<category><![CDATA[Consumer]]></category>

		<category><![CDATA[Lender News]]></category>

		<category><![CDATA[AFG Mortgage Index]]></category>

		<guid isPermaLink="false">http://www.lendingcentral.com/?p=3523</guid>
		<description><![CDATA[Investors have returned from summer holidays to grab their largest share of housing loans since at least 2004, according to a survey by a mortgage broker.
Australian Finance Group (AFG), which claims over 10 per cent of the mortgage market, said on Tuesday that 34.1 per cent of all mortgages it arranged nationally in February were [...]]]></description>
		<wfw:commentRss>http://www.lendingcentral.com/2010/03/09/investor-demand-for-housing-finance-strong-in-feb-afg/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Business confidence at four month high</title>
		<link>http://www.lendingcentral.com/2010/03/09/business-confidence-at-four-month-high/</link>
		<comments>http://www.lendingcentral.com/2010/03/09/business-confidence-at-four-month-high/#comments</comments>
		<pubDate>Tue, 09 Mar 2010 11:21:09 +0000</pubDate>
		<dc:creator>LC Team</dc:creator>
		
		<category><![CDATA[Consumer]]></category>

		<category><![CDATA[Economics]]></category>

		<category><![CDATA[Business Confidence]]></category>

		<category><![CDATA[NAB Business Survey]]></category>

		<guid isPermaLink="false">http://www.lendingcentral.com/?p=3521</guid>
		<description><![CDATA[Business confidence and conditions strengthened in February a four month high, but growth remains below the highs seen in late 2009, a survey shows.
But businesses were caught unprepared for the surge in February, as inventories declined and hiring slowed.
The National Australia Bank (NAB) business confidence index gained four points to plus-19 points in February.
It was [...]]]></description>
		<wfw:commentRss>http://www.lendingcentral.com/2010/03/09/business-confidence-at-four-month-high/feed/</wfw:commentRss>
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